Payment Options
Secure and flexible ways to complete your purchase
At Rayshel, we offer various secure payment methods to ensure a seamless shopping experience. All transactions are encrypted and processed through secure payment gateways to protect your financial information.
Accepted Payment Methods
Credit & Debit Cards
We accept all major credit and debit cards including Visa, Mastercard, American Express, and Discover.
PayPal
Pay securely using your PayPal account. You will be redirected to PayPal to complete your payment and then returned to our site for order confirmation.
Apple Pay
Available for iOS users. Use Apple Pay for fast and secure checkout without having to enter your card details each time.
Bank Transfer
For orders over $5,000, we offer the option to pay via bank transfer. Please note that your order will be processed once payment is received and cleared.
Payment Security
Your security is our priority. All payment transactions on our website are encrypted using SSL (Secure Socket Layer) technology. This ensures that your personal and financial information is securely transmitted and cannot be accessed by unauthorized parties.
We adhere to strict PCI DSS (Payment Card Industry Data Security Standard) compliance to ensure that your credit card information is handled according to the highest security standards. We never store your complete credit card details on our servers.
Currency Options
For your convenience, we offer multiple currency options for payment. You can choose to pay in USD, EUR, GBP, JPY, or CNY. The currency can be selected during checkout.
Important Notes:
- The displayed price will be converted to your selected currency based on the current exchange rate at the time of checkout.
- Your credit card provider or bank may apply additional foreign exchange fees if you choose to pay in a currency different from your card's default currency.
- For bank transfers, we accept payments in USD, EUR, and GBP only.
Billing Information
Verification
To ensure your security, we may require address verification and CVC validation for credit card payments. For high-value orders, additional verification steps may be necessary.
Pre-Authorization
When you place an order, we may place a temporary authorization hold on your card to verify fund availability. This is not an actual charge and will be released according to your bank's policies.
Invoices
An electronic invoice will be sent to your email address after your purchase is complete. You can also access all your invoices through your account dashboard.
Tax Information
Applicable taxes will be calculated based on your shipping destination and displayed at checkout before you complete your purchase. For international orders, import duties and taxes may apply and are the responsibility of the recipient.
Frequently Asked Questions
When will my card be charged?
Your card will be charged immediately after your order is confirmed and accepted by our system.
What should I do if my payment is declined?
If your payment is declined, please verify that all your card information is entered correctly. If problems persist, contact your card issuer to ensure there are no restrictions on your card, or try an alternative payment method.
Is installment payment available?
Currently, we offer installment payments through select credit cards that provide this service. Please check with your card issuer for eligibility. We are working to add additional installment payment options in the near future.
Do you accept gift cards?
Yes, Rayshel gift cards can be used as a payment method during checkout. Simply enter the gift card number and PIN in the designated fields.
How are refunds processed?
Refunds are always processed to the original payment method used for the purchase. Please allow 5-10 business days for the refund to appear on your account after it has been processed.
Need Assistance?
If you have any questions about payment options or encounter any issues during checkout, our Client Care team is available to assist you.